ACA Alternatives — Nationwide

Stop draining
your bank account
on a health plan
nobody uses.

Most people think the ACA marketplace is their only option. It isn't. Whether you want personal coverage that actually fits your budget, or you want to give your team real benefits without blowing up your payroll — there are alternatives most people have never been told about. Real plans. Real savings. A licensed professional who helps you pick.

Solo or team — both welcome
Real alternatives to ACA
Plans from $59/mo
Licensed professional guides you
No age penalties
All 50 states

See What You Qualify For

Takes 2 minutes. A licensed professional reviews your actual options — no jargon, no pressure.

🔒 No spam. No pressure. A real person will reach out.

$2/day
per employee to start
1+
minimum employees
1M+
providers nationwide
$0
employer admin burden
The Problem

The system wasn't built for you. And nobody told you there was another way.

ACA marketplace plans were designed as a last resort. For millions of Americans — solo workers, freelancers, small business owners, and their teams — those plans eat 20–30% of income while covering less and less each year. Most people assume it's ACA or nothing. It isn't. But the industry has no incentive to tell you that.

💸

Premiums That Eat Your Paycheck

ACA family plans topping $4,000–$5,000/month in 2026. Premiums up 21.7% this year alone. You're paying more and getting less.

🚫

Coverage You Can't Afford to Use

$5,000–$8,000 deductibles mean you're paying twice — once in premiums, once when you actually need care. What's the point?

📋

Nobody Explains Your Options

Brokers push the same carriers. The government points you to healthcare.gov. Nobody shows you what else is out there.

👥

Your Team Goes Without

Small businesses get locked out of group plans they can't qualify for. Good people leave for jobs that offer benefits. It doesn't have to be this way.

Coverage Plans

One platform. Every level of coverage.

Every BAS plan starts with BASE — virtual primary care, urgent care, mental health, Rx savings, dental, and vision. Employees choose what fits their life and budget. You just say go.

Econo
BASE + Accident
Essential coverage for healthy people who rarely need care.
Comfort
BASE + Urgent Care & Wellness
Adds urgent care and preventive wellness for everyday coverage.
1st Class
BASE + Silver Medical
100% coverage after deductible. Robust, real protection.
Full Major
Complete Medical
Full major medical. Requires EIN. The whole package.
Why Benefit Airship

Built different. By design.

$2

Per Day Per Employee

Same commercial rates a 100-person company gets — for any size business.

1+

No Group Minimums

One employee is all you need. No census, no participation minimums.

W2
1099

Any Workforce Structure

Full-time, part-time, contractors — everyone covered under one platform.

$0

No Age Penalties

No age banding. Older workers get the same rates as everyone else.

50

States Nationwide

Big business commercial rates for small businesses everywhere.

$0

Middlemen Removed

Every layer of corporate markup cut out. Savings passed to you.

How It Works

Simple enough to explain in three steps.

I

We Show You the Marketplace

Book a free 20-minute call. Plans, pricing, coverage — all of it. No jargon, no surprises, no hard close.

II

We Install It in Your Business

We handle enrollment, employee walkthroughs, Rx and doctor checks, and ongoing support. You just say yes.

III

Your Team Gets Real Coverage

Employees choose what fits their life. Virtual care, prescriptions, dental, vision, mental health — activated immediately.

Who It's For

Built for everyone the system leaves behind.

🙋 Solo Professionals & Freelancers

  • Self-employed, 1099, or gig workers
  • Tired of ACA premiums eating your income
  • Want real coverage — not a catastrophic-only plan
  • Need someone to actually explain the options

🏢 Small Business Owners

  • 1–50 employees, any industry
  • Want to offer benefits without a traditional group plan
  • Mixed W2, 1099, part-time, seasonal teams
  • Competing for talent against bigger companies

🔨 Trades & Field Teams

  • HVAC, electrical, plumbing, construction
  • Mixed crews — full-time and contractors
  • Variable headcount, hard to qualify traditionally
  • Good people who deserve real healthcare access

🏪 Franchises & Small Ops

  • Restaurants, retail, cleaning services
  • Mix of full-time and part-time workers
  • Never been able to offer benefits before
  • Want something real without budget blowout
Next Step

Your team deserves a plan built around them.

Stop overpaying for coverage you can barely afford to use. A licensed professional will show you what's actually available — for you personally, or for your team. No jargon. No pressure. Real options.

See What I Qualify For →

Free. No commitment. Takes 20 minutes.

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